As one of Cambodia’s few firms with deep experience in the insurance sector, Sithisak Law Office advises life, general, and micro-insurance companies on licensing, compliance, product approvals, and strategic partnerships. Our team is regularly engaged to support insurers at every stage of their growth, from market entry to capital and governance restructuring, and bancassurance.

Key Services

• Advising on licenseof life, general, and micro-insurance companies.
• Regulatory compliance with the Insurance Regulator of Cambodia (IRC).
• Capital increases, share transfers, and corporate restructuring.
• Product approval and modification filings.
• Drafting and reviewing insurance policies and standard contracts.
• Bancassurance partnership agreements with financial institutions.
• Translation and localization of technical insurance documentation.
• Negotiation and dispute settlement with insured person.

Track Records

• Assisted a Thai life insurance company in applying for a business license and capital increase.
• Supported two life insurers in share transfer approvals, director nominations, and address changes.
• Advised and assisted a local general insurance company on capital and governance restructuring.
• Reviewed bancassurance agreements for a micro-insurance company with three financial institutions.
• Drafted and translated insurance policies and T&Cs for micro-insurers.
• Assisted a micro-insurance company in applying for the change of policy and premium.